Credit Officer at Creditville Nigeria Limited

CREDITVILLE LIMITED

Job Description / Responsibility

Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.

Identify new prospects and build relationship with them.

Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Meet with applicants to obtain information for loan applications and to answer questions about the process.

Analyze applicants' financial status, credit, and net worth to determine feasibility of granting loans.

Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

Assist clients and customers in handling of any issues they have.

Review loan agreements to ensure that they are complete and accurate according to policy.

Compute payment schedules.

Submit applications to second level officers for verification and recommendation.

Maintain market intelligence on industry competition and report accordingly.

Assist in preparation of proposals and presentations.

Organise avenues to present product information and proposals to the public and prospective corporate clients on varied services.

Maintain customer relationship with clients.

Review and update credit and loan files.

Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.

Handle customer complaints and take appropriate action to resolve them.

Market company products to individuals and firms, promoting bank services that may meet customers' needs.

Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

Educational Requirements

    A first degree from any recognised higher institution

Experience Requirements

    Experience in a financial institution is a plus.

Additional Job Requirements

    Attention to Detail, Financial Numeracy, Customer Service, Thoroughness, Confidentiality, Analytical, Decision Making, Verbal Communication, Professionalism, Result Oriented



Company Information
CREDITVILLE LIMITED Address : 1B, Stadium Road, Port Harcourt, Rivers State. , Rivers , Nigeria Web : Website

Job Summary

CREDITVILLE LIMITED
  • Category : Banking & Financial Services
  • Posted on : 11 Jun 2019
  • Job Type : Full Time
  • No. of Vacancies : 1
  • Employer : CREDITVILLE LIMITED
  • Experience : 0
  • Salary : Negotiable
  • Location : Edo
  • Application Deadline : 28 Jun 2019

Read this before applying

  • No Specification here

Instruction

Interested and qualified candidates should send their CVs to: [email protected] Using the "Credit Officer" as the subject of the mail.

If you have any concerns about this job then please report it to our Customer Service team.


Job Source: https://perfectjob.com.ng/jobposts/view/credit-officer-at-creditville-nigeria-limited

Print at: 20 Aug, 2019 09:44 am

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