Merchant Loan Field Credit Officers at TeamAce Limited - Abuja and Lagos
Abuja Municipal, Federal Capital Territory (FCT)
Apr 26,2024
100,000.00 - 150,000.00
Full Time
Remote
Application ends: Apr 30,2024
Job Specification:
Details
As the Merchant Loan Field Credit Officer, you understand lending, you are curious, pay serious attention to details, data driven and have adequate territorial knowledge of your environment. You are responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios.
You are self-driven, result oriented and most importantly – An A player. You are primarily responsible for executing Fairmoney’s Merchant loan strategy to correctly position it within the landscape in Nigeria by working with the Sales and Collections team in cementing the FairMoney strategy of becoming the largest neobank in Nigeria.
Responsibilities
Onboard Viable Merchants on the Fairmoney Business Platform.
Evaluate credit worthiness of Merchants
Physically verify Merchants Location and business financial health for loan consideration.
Interview Merchants to determine their financial eligibility and feasibility
Support merchants with questions they might have.
Justify decisions (approvals/rejections) and report on them
Maintain an active knowledge base of all of the organization’s loan products and all
understanding of the qualifications required of each Merchant.
Build long term, trusting relationships with customers
Grow and achieve loan portfolio targets for merchants.
Qualifications & Skills
A First Degree
1 year Minimum relevant work experience in a financial organization preferably Microfinance
Banks, Fintechs)
Excellent knowledge of loan application procedures.
Socially and emotionally aware.
Must have a Smartphone.
Strong communication skills and proven customer service experience.
Exceptional analytical skills and the ability to work with complicated financial data.
Demonstrable knowledge of credit risk analysis.
Prefered Educational Qualifications
Bachelor's Degree
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Job Overview
Location:Federal Capital Territory (FCT),
Abuja Municipal,
Victoria Island II